Love & Law Why Millennial and Gen Z Couples Are Saying “Yes” to Prenuptial Agreements

Posted by Hailey Burrell, JD | Apr 10, 2026 | 0 Comments

By the time most of us get engaged today, we're not starting from zero.

We've built careers. We've taken on debt. Some of us own homes, run businesses, or have equity. Yet, when it comes to marriage, there's still this lingering notion that talking about money is unromantic.

We're more intentional. As an Attorney working with couples in my generation can tell you that our mindset is shifting, we are becoming more intentional.

The Data Isn't Subtle

More couples are choosing to execute Prenuptial Agreements. In fact:

  • 41% of Gen Z and 47% of Millennial couples who are engaged or married say they've signed a Prenuptial Agreement ahead of their wedding day.
  • About half of all U.S. adults are open to signing a Prenuptial Agreement.

We Grew Up Watching What Happens Without One

Millennial and Gen Z couples do not take the commitment of marriage lightly. Many of us grew up watching our parents, family members, and loved ones, go through divorces that were emotionally and financially messy.

We saw:

  • businesses get divided
  • inheritances disappear
  • years of savings unravel
  • cottages lost
  • retirement delayed
  • animosity built

Instead of avoiding difficult conversations we are embracing them.

Not because we expect things to go wrong—but because we understand what's at stake if they do.

Marriage Is Emotional—But It's Also Financial

Marriage is one of the biggest financial decisions you'll ever make. Millennial and Gen Z couples are entering marriage with:

  • more student loan debt than any generation before us
  • more assets acquired before marriage
  • and more complex financial lives overall

Prenuptial Agreements give couples a way to define:

  • what stays separate
  • what becomes shared
  • and how things would be handled if life doesn't go as planned

 Prenuptial Agreements are a Entry Point to Marriage

Prenuptial Agreements are seen as a practical first step in starting a marriage. They can be a collaborate tool which helps couples plan their future together.

The couples I work with aren't sitting across from each other like opponents. They're sitting on the same side of the table, asking:

How do we build something fair, transparent, and sustainable together?

Women Are Leading This Conversation

Women are now  initiating these discussions.

Millennial and Gen Z women are:

  • earning more
  • building businesses
  • acquiring property
  • and thinking long-term about financial independence

Women are aware of the reality of income loss after divorce. They are aware of the potential financial impact of stepping back from their careers to become a caregiver for their family . about a Prenuptial Agreement allows women to  protect themselves within a partnership.

What the Process Actually Looks Like (And Why It's Not as Scary as You Think)

One of the biggest misconceptions I hear is:
“Won't this be awkward?”
“Won't it create tension?”

My role is to make the process:

  • clear (no confusing legal jargon)
  • efficient (no endless back-and-forth)
  • balanced (both parties feel heard and protected)

We walk through the requirements of a Prenuptial Agreement step by step:

  • full financial transparency
  • honest conversations about goals and expectations
  • thoughtful drafting that reflects both partners' interests

A Better Way to Start

The couples I work with don't walk away from a prenup feeling disconnected. They walk away feeling aligned with each other.

They have had conversations most couples avoid until it's too late.

They understand each other's financial realities.

They have chosen to build something on clarity not assumptions.

It is my job to make that process smoother, less intimidating, and actually constructive, so you can walk down the aisle with a shared goal in mind.

About the Author

Hailey Burrell, JD

ATTORNEY & COUNSELOR AT LAW | It is an understatement to say that Hailey is an overachiever. She is actively sharing her knowledge through community speaking engagements,

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