Every October, National Estate Planning Awareness Week reminds us that planning ahead isn't just about legal documents — it's about preparing for the unexpected, protecting loved ones, and creating peace of mind.

Yet, according to a AARP study only one in three adults has a will or living trust. That means millions of families are left guessing what their loved ones would have wanted. And nearly 60% of adults don't know whether their parents have a will or trust — leaving families unprepared during moments of crisis.

It doesn't have to be that way.

Planning Ahead Matters

The National Council on Aging reports that unexpected illness, disability, or loss of capacity affects over 40% of adults over age 65. Having an estate plan in place means decisions are guided by your voice and not by the courts.

An estate plan is more than legal documents. It's a roadmap for care, finances, and family communication.

“A well-crafted estate plan isn't just about what happens after death — it's about ensuring quality of life while you're still living.”
— American Bar Association, Estate Law Division

Five Things You Can Do This Week

1️ Review your current documents.
If your plan is more than three years old, it's time for a checkup. Life changes — your plan should, too.

2️ Organize your “in case of emergency” folder.
Keep healthcare directives, insurance info, and key contacts in one place. Make sure someone knows where to find it.

3️ Talk to your loved ones.
A 10-minute conversation today can prevent confusion tomorrow.

4️ Name or review your decision-makers.
Make sure your healthcare Patient Advocate, Trustee, and Power of Attorney are still the right people.

5️ Ask for guidance.
Our team at Schluter & Hughes can help you review or update your current documents, or create a new Continuum LifePlan℠ — a plan that evolves as you do. Whether you're just beginning or revisiting your existing documents, this week is a perfect time to act.